“If you don’t own a home, buy one. If you own a home, buy another one. If you own two homes, buy a third. And, lend your relatives the money to buy a home.”
John Paulson, investor and multi-billionaire
Whether you are an experienced homeowner or a first-time home-buyer, I can help you identify the right home, negotiate the right price, and guide you through each step of the buying process.
Pre-Qualification/Pre-Approval. Each client is assisted with selecting the right lender and not only determining a price range to simplify your home buying experience, but give you an edge when negotiating on a home.
Determining your specific needs and what is important to you – I listen. We are anxious to learn about you and do our homework so you don’t have to.
Finding the right home – I value your time. We offer you all of the latest tools and technology, such as customized listing searches to preview suggested possible homes or search all homes currently for sale in your market area from the comfort of your own home. Shopping for a new home should be an enjoyable experience. I am eager to help by managing your time and setting up home tours designed specifically for you.
Negotiating an offer. I understand the importance of your investment with seasoned professionals to ensure your financial peace of mind.
Coordinating contracts, inspections, appraisals, titlework, etc. Our team has the experience and professional affiliations in place to provide as seamless a process as possible.
Pre-Closing. I strive hard and prepare well to make your closing day a time to celebrate – worry-free!
Support after the sale. I am here to assist you in getting acclimated to your new home and/or city.
- Earnest Money. This is a variable amount typically determined as a percentage of the offering price. This is submitted with an offer and cashed and held in escrow by the listing brokerage. This is used to show sincere commitment and good faith to the seller.
- Down Payment. This is the amount to be paid by the buyer at closing (along with a credit of earnest money). This amount is dependent upon the type of loan and should be discussed with your lender when securing a pre-approval. Lender will provide a Good Faith Estimate of buyer costs when a home is selected.
- Inspection. It is always a good idea to have a thorough home inspection after an offer has been accepted. This is to be completed by an independent inspector of the buyer’s choice to determine that there are no serious defects to the home prior to purchase and address any issues accordingly.
- Appraisal. Typically your lender will order an appraisal in order to secure financing. Fees are usually collected at the time of service from the buyer by the lender.
- Additional Buyer Closing Costs. These fees vary and are negotiable as part of a purchase agreement.
- Homeowner’s Insurance. A premium may be collected by buyer’s homeowner’s insurance company to secure a policy. Typically the buyer’s lender or realtor will advise.
Amber Wang Realty 